Student Loans
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Student Loan Options

Make College a Reality With a NEFCU Student Loan. (Lender Code: 808217)
At Nassau Educators Federal Credit Union (NEFCU), we offer student loan options to help you achieve your higher education goals. Whether you're a graduating high school senior, a parent who is planning for your child's first year at college, or a graduate student returning to school to advance your career, NEFCU offers a variety of Federal Family Education Loan programs (FFELP) to get you where you want to be:

  • Stafford Loans for Undergrads
    • The subsidized Federal Stafford Loan is based on financial need. The government pays the interest while you are in school.
    • The unsubsidized Federal Stafford Loan is not based on need but family income. You pay all the interest, although you can have the payments deferred until after graduation.

  • Parent PLUS/Grad PLUS Loans for Moms, Dads and Grads!
    Parent PLUS/Grad PLUS Loans are not based on need and are designated for parents of dependent undergraduate students and graduate/professional students looking to further their education.

    *Maximum loan amount equal to the cost of attendance (ad determined by your school), minus any aid you'll receive, up to $25,000 per academic year.


Want to know more? Speak to a representative at any NEFCU branch, or at 516.561.0030 or (800) 99-NEFCU outside the LI/NYC area to hear about the terms and conditions of this loan, subject to credit approval. NEFCU's loan program offerings can change at any time.