Simple Checking Account

Our lowest cost option, Simple Checking still gives you all the FREE time-saving conveniences you want from a checking account – and dividends, too.

• No minimum balance requirement
  
• No monthly service fee
  
• No per-check/per-item charges
  
• Pays dividends from the first dollar on deposit
  
• FREE 24-hour account access via phone or Internet
  
• FREE online Bill Payment (demo)
  
• FREE VISA® Check Card lets you pay for your purchases without writing a check and get cash – surcharge free – at more than 32,000 Allpoint ATMs across the nation!
  
• Up to 8 non-NEFCU ATM withdrawals per month at no charge from us
  
• FREE overdraft protection with SafetyLine, a low-cost overdraft line linked to your account
  
• Easy record-keeping with monthly statements
  
• Copies of cleared checks FREE online, or at minimal cost at a branch or through our Call Center
  
• FREE payroll deduction or direct deposit