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Overdraft Protection

No need to worry about bouncing a check again. Use your SafetyLine as an alternate source of funds if your balance isn’t enough to cover a check:

  • Low-cost SafetyLine offers automatic checking overdraft with a free link to your NEFCU checking account.
  • Even if you have no credit left in your line, we’ll still make up to six electronic overdraft transfers FREE – including ATM withdrawals, loan payments, and ACH Debits – per month from your linked Share or Super Saver account for even more “bounce protection”.
  • Make the transfers yourself from your SafetyLine to your checking or savings accounts using FREE Home Banking.