New and Used Automobile Financing

Whether you’re looking to drive a new car – or one that’s a few years old – as a NEFCU member, you won’t have to worry about driving a hard bargain, because you know you’re getting the very best deal. We offer:

• Convenient, low cost vehicle loans at rates lower than most banks and finance companies.
  
• 96 month, 100% financing for new vehicles with an amount financed of $30,000 or more to qualified borrowers.
  
• Up to 125% of any new vehicle MSRP, including taxes, title and warranty, to qualified borrowers.
  
• Financing available on vehicles up to seven years old purchased from a dealer, private party or as a lease buy-out. (Some Restrictions May Apply)
  
• Refinancing of other lenders' car loans.
• Optional low-cost Mechanical Repair Coverage to extend your vehicle's warranty is available.
• Enjoy special discounts off the interest rate on luxury vehicles when you borrow $25,000 or more. This is available for terms up to 84 months on new vehicles and up to 72 months on pre-owned vehicles.*
• Receive a special discount off the interest rate a new hybrid vehicle when you go green. Enjoy terms up to 84 months on your new “eco-friendly” vehicle.*
• Discount of .25% available for new and used vehicles that meet a fuel economy rating of 25 highway MPG or higher.
• If you plan to refinance 90% of less of your vehicles value (including tax, title, license, and warranty), you may qualify to receive a discount off the interest rate. This offer is available for both new vehicles for terms up to 8 years and pre-owned vehicles for terms up to 7 years.*
  

 

*Those members who do not qualify for one of the special discounts may be eligible to receive another discount. Special offers cannot be combined and are subjects to change without notice.

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Want to know more? Speak to a representative at any NEFCU branch, or at 516.561.0030 or (800) 99-NEFCU outside the LI/NYC area to hear about the terms and conditions of this loan, subject to credit approval. NEFCU's loan program offerings can change at any time.