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Personal Line of Credit

The perfect complement to your NEFCU checking account, the SafetyLine of Credit gives you access to additional money any time you need it, up to your available credit limit, by check, ATM, online, phone or by stopping at a branch.

Linked to your NEFCU checking account, this variable-rate line of credit:

  • Acts as overdraft protection on your NEFCU checking account so you can avoid the embarrassment of “bouncing” a check
  • Costs nothing to maintain the account
  • Offers easy monthly repayment terms
  • “Revolves” so as you repay your balance, your available credit increases
  • Comes with a monthly statement showing all activity on your account

Looking to increase your existing credit line? Click here.


Want to know more? Speak to a representative at any NEFCU branch, or at 516.561.0030 or (800) 99-NEFCU outside the LI/NYC area to hear about the terms and conditions of this loan, subject to credit approval. NEFCU's loan program offerings can change at any time.