Credit Disability Insurance

Providing coverage that is similar to the best income disability policies, but without their stringent eligibility and enrollment requirements, this insurance can help your family maintain their standard of living in the event of a disability and enables other disability income to be used for living – not paying debts. It’s easy to enroll and:

• Requires no medical exams or medical histories if taken at the time of the loan closing.
  
• Offers short benefit waiting periods.
  
• "Total disabilities not covered" are very limited so members have greater assurance that their disabilities will be covered.
  
• Insurance charge included within loan payment. Home Equity Loan/Line coverage not available.
  
• Pays above and beyond any other insurance you may have, including employer insurance and worker’s compensation.
  
• Benefit is not taxable.
  
• Protects collateral and credit rating.
  

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Want to know more? Speak to a representative at any NEFCU branch, or at 516.561.0030 or (800) 99-NEFCU outside the LI/NYC area.